CarNext offers safe, secure and convenient financing solutions. The process of financing your car is simple and easy, with a few clear online steps that can be completed within 15 minutes. First, CarNext calculates a financing offer based on your personal information, and asks the customer to review this non-binding offer. Next comes a digital credit check (which takes under a minute), followed by a quick online identification check. Finally, the customer signs the finance and purchase contracts online for their new car.